Most of our clients see results within the first 45-60 days, however results vary. Usually, the process is between 6-8 months.

Yes, credit repair is legal, and our credit education and document processing services will help you to use the law in your favor. That law is called The Fair Credit Reporting Act. The FCRA allows you to dispute any item on your credit report. It must be removed if that item cannot be verified within a reasonable time (usually 30 days).

Our clients are protected with our 120-day money-back guarantee. If you sign up for credit repair services and do not see any questionable items deleted from your credit in 120 days or your score hasn’t increased by at least 50 points combined, you will be entitled to a full refund in monthly fees.

No, you still can be held liable for that debt. If the statute of limitation has passed, it may be harder for the creditor to file a lawsuit and prevail in court.

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.